Purpose: To provide Financial facilities such as debit card , banking service, deposit, money transaction-insurance, Pension etc.to the people along with the bank account.Besides , Pradhan Mantri Jan- Dhan yojna is a mission of national financial inclusion
1 Eligibility: Anyone above 10 years of age can open a bank account under this scheme
Benefits: The benefits associated with this scheme are as follows
1- Interest on deposit
2- Accident insurance cover of one lack rupees
3- No Minimum balance is required, however, it is advisable to deposit a small ammont to withdraw money with the help of Rupee card
4- Rs.life insurance cover of Rs.
5-Money can be easily transferd across India.Bebeficiaries of government schemes will Be cred- ited directly to their account.
6-Satisfactory transaction in the account for 6 month- Overdraft Facility after payment . will be Given
7- Person and insurance facility will be available. procedure : The Following documents are real for opening an account in Pradhan mantri Jan Dhan Yojana
8- if you have Aadhaar card, then no other documents is required.
9- if the address has changed , Then a certificate of the existing address is required.if you do not have an Aadhar card , any one of the following government document is required.
A- Voter ID driving license
B- PAN card, Passport , NREGA card
Note: if these documents contain the applicant’s address, this will serve as proof of identify as well as address.2) if any person does not have the above met document issued by the Bank for the low risk category by the gazetted in witch the photo of the person is also certified, 1 Implementation.
Read in Gujarati: Click Here
Institutions: The scheme will be implemented through branches of nationale and public sector banks, Branches of co-operative bank, bank friends, Bussin6 representative etc.B)