In the scheming scheme of Modi government, every month you will get 5 thousand sitting at home.
For low-income people, the Modi government has a popular pension scheme that guarantees fixed income. Under this scheme, a citizen of any country can join only at the age of 18 years. Under this, it is necessary to open an account which has a monthly, quarterly or 6-month investment facility. Under this scheme, the maximum pension guarantee is 60 thousand rupees or 5 thousand rupees a month guarantee.
Get 5 thousand rupees per month like this
If you join the Atal Pension Yojana at the age of 18 and open an account to get a monthly pension of Rs 5,000 or Rs 60 thousand, then you have to deposit Rs 210 per month. You have to invest Rs 210 monthly till the age of 60 years. After the age of 60, your account will become Rs 5,000 per month. Which was 60,000 rupees per year
Benefits of joining at a young age
If you join the quarterly plan from the age of 18, then your total investment will be Rs 1.05. There, if you join at the age of 35, you will have to deposit Rs 2688 per month for the three-month plan. You have to invest 25 years. In this way, your total investment will be Rs 2.68 lakh. That is, you have to deposit about 1.63 lakh rupees for equal pension scheme.
Benefit of this scheme
Your total investment in it will be only 1.05 lakhs. While your whole life will be 5 thousand rupees in your account every month.
Other benefits of the scheme
The scheme is being managed by the National Planning Pension Fund Director and Development Authority.
IT will also benefit from tax exemption under Section 80CCD.
Only one account will be opened in the name of a member.
Many banks have account opening facilities.
Contribution amount will also be given from the government for the first 5 years.
It will not exceed 50% of 1000, 2000, 3000, 4000 or 5000.
If the member dies 60 years or earlier, the pension amount will be paid to the wife.
If both the member and the wife are killed, the government pays the nominee.
2 other types of schemes
Three Month Plan:
Under this plan, you will have to invest Rs 626 every 3 months. You have to invest it for 42 years. At this time your total investment will be Rs 1.05 lakh. After 60 years of replacement, you will get 5 thousand rupees a month for life.
Six month plan
Under the six-month plan, you have to invest Rs 1239 every 6 months. Investment will have to last for 42 years. At that time your total investment will be Rs 1.04 lakh. After 60 years of its replacement, you will get a lifetime of Rs. 5,000 per month.